The people behind Medicare Caddies

Meet Your Caddies

Every great round starts with the right caddie.

Our licensed insurance agents help you understand Medicare, compare Medicare Advantage plans, and make confident decisions at your own pace.

Our philosophy

Why we call ourselves Medicare Caddies

A golf caddie doesn't swing the club.

A caddie studies the course.

A caddie explains the hazards.

A caddie shares experience.

The golfer always decides which shot to take.

Medicare Caddies believes Medicare should work the same way.

Our role is to educate first.

Compare second.

Enroll when you're ready.

We don't pressure. We guide.

Featured Caddies

Licensed insurance agents. Real people. Zero pressure.

Tap any Caddie to read their full story, specialties, and Caddie's Tip.

Joshua Lee — Founder & Licensed Insurance Agent at Medicare Caddies

Joshua Lee

Founder & Licensed Insurance Agent

Founder of Medicare Caddies. Former Capitol Hill staffer who now spends his days making Medicare make sense to veterans and their families.

VeteransTRICARE For LifeMedicare AdvantageTurning 65
Read Joshua's story →
John Blackburn — Licensed Insurance Agent at Medicare Caddies

John Blackburn

Licensed Insurance Agent

Twenty-year military veteran who became an independent broker to help fellow vets coordinate Medicare with TRICARE For Life and VA benefits.

VeteransTRICARE For LifeVA BenefitsMedicare Advantage
Read John's story →
Jake Tripp — Licensed Insurance Agent at Medicare Caddies

Jake Tripp

Licensed Insurance Agent

Insurance agent who left another firm to work with veterans full-time. Focused on unhurried annual reviews and prescription-list matching.

VeteransMedicare AdvantagePrescription Drug CoverageAnnual Reviews
Read Jake's story →
Derek Bodily — Licensed Insurance Agent at Medicare Caddies

Derek Bodily

Licensed Insurance Agent

Marketing-trained agent and proud uncle of 21+ nieces and nephews. Treats every client like family — with the patience to prove it.

Turning 65Medicare AdvantageProvider NetworksDental
Read Derek's story →
Kelsy Ensign — Licensed Insurance Agent at Medicare Caddies

Kelsy Ensign

Licensed Insurance Agent

Tech-background agent who translates Medicare acronyms into plain English and makes clients feel confident, not confused.

Turning 65Medicare AdvantagePrescription Drug CoverageAnnual Reviews
Read Kelsy's story →
Leta Ensign — Licensed Insurance Agent at Medicare Caddies

Leta Ensign

Licensed Insurance Agent

Recent retiree and mom of two who has lived every step of the Medicare paperwork herself.

Turning 65Medicare AdvantageAnnual ReviewsSnowbirds
Read Leta's story →
Curtis Bedke — Licensed Insurance Agent at Medicare Caddies

Curtis Bedke

Licensed Insurance Agent

Spent a decade helping veterans through home loans before moving into Medicare. Now specializes in coverage that follows clients across state lines.

VeteransMedicare AdvantageRelocationsSnowbirds
Read Curtis's story →
Justin Mawdsley — Licensed Insurance Agent at Medicare Caddies

Justin Mawdsley

Licensed Insurance Agent

Youth mountain-bike coach who brings the same patience — and the same 'explain it three ways' habit — to Medicare conversations.

VeteransTurning 65Medicare AdvantageProvider Networks
Read Justin's story →
Niklaus Chiagkouris — Licensed Insurance Agent at Medicare Caddies

Niklaus Chiagkouris

Licensed Insurance Agent

Licensed pilot and former Senate staffer who runs annual Medicare reviews like a preflight check.

Turning 65Medicare AdvantagePrescription Drug Coverage
Read Niklaus's story →
Shelby Hite — Licensed Insurance Agent at Medicare Caddies

Shelby Hite

Licensed Insurance Agent

Master's in International Business. Treats Medicare reviews as planning, not pitching.

Turning 65Medicare AdvantageAnnual ReviewsDental
Read Shelby's story →

Why people trust Medicare Caddies

Independent. Educational. Honest about what we do.

Independent Insurance Agency

We're not owned by an insurance carrier. We represent multiple companies and answer to you.

Licensed Insurance Agents

Every Caddie is a licensed insurance agent trained specifically in Medicare Advantage.

Education First

We explain the course before anyone reaches for a club. No pressure, no rushed decisions.

Self-Enroll If You Prefer

Compare plans and enroll online at your own pace. Talking to a person is optional, not required.

Multiple Insurance Companies

We compare Medicare Advantage plans from the carriers we represent — not every plan in every market, and we'll say so.

No-Cost Medicare Guidance

Learning, comparing, and asking questions never costs you anything.

Medicare Advantage Specialists

This isn't a side line for us. Medicare Advantage is what we do every day.

Transparent & Honest

We tell you how we get paid, what we compare, and where our knowledge ends.

Transparency

How we're paid

Our educational guidance is always provided at no cost to you.

If you choose to enroll in a Medicare Advantage plan through us, the insurance company may pay us a commission.

That commission does not increase your premium or your plan cost.

You are always welcome to learn, compare plans, or enroll online without any obligation.

Joshua Lee — Founder of Medicare Caddies

Meet the founder

Why Medicare Caddies exists

Joshua Lee · Founder, Medicare Caddies · Licensed Insurance Agent

Josh spent the early part of his career in politics before turning to healthcare, where he found something that mattered more than any bill or campaign: sitting across from a veteran, or someone approaching 65, and watching the confusion lift off their shoulders.

He built Medicare Caddies because people weren't short on Medicare advertisements — they were short on someone willing to walk the course with them.

🏌️ Josh's Caddie's Advice

"People don't need more Medicare advertisements — they need someone who will explain the course clearly, answer questions honestly, and let them choose the path that's right for them."

Your Caddie for the Long Game

We're here for more than enrollment.We're here for the entire round.

Most Medicare websites help you choose a plan. Medicare Caddies stays with you after you've enrolled.

Whether you enroll online or with one of our licensed insurance agents, you'll always know who to reach out to when Medicare questions come up. When possible, you'll work with the same Medicare Caddie who already knows your situation — no call center, no starting over, no explaining your story to someone new every time.

Our goal is to give members a consistent point of contact whenever possible. Ongoing support is provided by our team of Medicare Caddies.

  • Understanding your plan
  • Annual Election Period reviews
  • Moving to another state
  • Doctor network questions
  • Pharmacy & prescription changes
  • Life changes affecting coverage
  • Understanding notices from your carrier
  • General Medicare guidance year-round

Ready to walk the course together?

Whether you're turning 65, reviewing your Medicare Advantage plan, or simply have questions, your Medicare Caddie is here to help.

Medicare Caddies is an independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.