My approach
How I work with clients
Slow, veteran-focused, and always with an eye on how coverage travels — because retirement doesn't always stay in one state.

Licensed Medicare Caddie
Licensed Insurance Agent
Spent a decade helping veterans through home loans before moving into Medicare. Now specializes in coverage that follows clients across state lines.
Biography
Curtis spent over a decade helping veterans through the home loan process before he moved into Medicare. Same clients, same care, different chapter of life — retired service members deserve peace of mind and top-tier support at every step, not just the ones with a mortgage attached.
He now lives abroad with his wife and young daughter, which sharpened his instincts around another common Medicare puzzle: what happens to your coverage when you travel, snowbird, or move across state lines.
In their own words
"I've helped veterans through big financial decisions before. Medicare is another one of those decisions, and it deserves the same care."
My approach
Slow, veteran-focused, and always with an eye on how coverage travels — because retirement doesn't always stay in one state.
Who I love helping
Veterans, snowbirds, and anyone splitting time between two states or planning a move.
Favorite part of the job
Confirming a plan will cover a client at their winter address before they enroll — not after they've already switched.
Fun fact
Live abroad with my wife and daughter between ocean views and Medicare calls. It's a very quiet office.
🏌️ Curtis's Caddie's Tip
"If you split time between two states — or plan to — check that a plan's network actually follows you before you enroll."
No pressure, no scripts — just a plain-English walkthrough of what fits your situation.
Medicare Caddies is an independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.