
Understanding Medicare
Learn the basics — how Medicare is built and who runs it.
Caddie's tip: "A clean line beats a heroic shot."
Every great round starts with a calm walk up the fairway. Medicare works the same way.
We'll take you through nine clear learning holes first, then into a Back Nine built for calculators, comparisons, and confident decisions.


Learn the basics — how Medicare is built and who runs it.
Caddie's tip: "A clean line beats a heroic shot."
Understand how each part works and what it pays for.
Caddie's tip: "Four routes, one system."
Know your enrollment timeline and the moments that matter most.
Caddie's tip: "Timing matters more than distance."
IEP, AEP, MA-OEP and SEPs — the windows you can't miss.
Caddie's tip: "Choose the right path before the course narrows."
Premiums, deductibles, coinsurance, IRMAA and MOOP.
Caddie's tip: "Respect the hazard before you attack the pin."
Two valid routes — both can be the right play.
Caddie's tip: "Protection changes the shot."
Learn what to check before you commit to a plan.
Caddie's tip: "Start from the tee box that fits your position."
Benefits, costs and tradeoffs — read the entire hole.
Caddie's tip: "The safe route is still a smart route."
Bring it together and enroll with confidence.
Caddie's tip: "See the clubhouse. Finish with conviction."
You've built the foundation most people never get. The Back Nine is where learning becomes decision — calculators, comparisons, and the final green.
Nine more holes — calculators, comparisons and conversations — all the way to the 18th green.
Run the numbers on IRMAA, penalties and enrollment.
"Distance matters. Measure first."
Every Medicare term, in plain English.
"Know the language of the course."
The questions people actually ask, answered directly.
"Work the practice green before the round."
Side-by-side plan comparisons for your zip.
"Read both fairways before choosing one."
Search every Medicare term in the plain-English encyclopedia.
"Sometimes the right club comes from asking the right question."
See how people like you approached the same decision.
"Every golfer sees a different opening."
What's changing in Medicare — and what it means.
"Course conditions change every season."
The people behind Medicare Caddies.
"A great round starts with trusted guidance."
Bring everything you've learned to the final green. Compare real plans in your zip and enroll with confidence when you're ready.
Caddie: "You've walked the whole course. Time to finish the round well."
Sink the putt →Most Medicare websites help you choose a plan. Medicare Caddies stays with you after you've enrolled.
Whether you enroll online or with one of our licensed insurance agents, you'll always know who to reach out to when Medicare questions come up. When possible, you'll work with the same Medicare Caddie who already knows your situation — no call center, no starting over, no explaining your story to someone new every time.