Enrollment Center
The windows, rules, and timelines that decide when you can join, switch, or drop a plan.
Enrollment
The Initial Enrollment Period is a 7-month window starting 3 months before the month you turn 65 and ending 3 months after. Enrolling in the first 3 months triggers coverage the first day of your birthday month.
October 15 through December 7 every year. You can join, switch, or drop Medicare Advantage or Part D plans. Changes take effect January 1.
January 1 through March 31. If you're already in a Medicare Advantage plan on January 1, you can make one change: switch to a different MA plan or return to Original Medicare with the option to add Part D.
A Special Enrollment Period is a window opened by a qualifying life event — like losing employer coverage, moving, entering or leaving a nursing home, or qualifying for Extra Help — that lets you enroll or change plans outside of AEP.
We're here for more than enrollment.We're here for the entire round.
Most Medicare websites help you choose a plan. Medicare Caddies stays with you after you've enrolled.
Whether you enroll online or with one of our licensed insurance agents, you'll always know who to reach out to when Medicare questions come up. When possible, you'll work with the same Medicare Caddie who already knows your situation — no call center, no starting over, no explaining your story to someone new every time.
- Understanding your plan
- Annual Election Period reviews
- Moving to another state
- Doctor network questions