What it is
TRICARE For Life (TFL) is a Medicare-wraparound benefit for Medicare-eligible TRICARE beneficiaries. Medicare pays first, TFL pays second. TFL requires enrollment in Medicare Parts A and B — Part B is mandatory to keep TRICARE eligibility after age 65.
Who should read this
- Military retirees approaching age 65.
- Family members of retirees becoming Medicare-eligible.
- Anyone weighing TRICARE For Life vs. a Medicare Advantage plan.
Key topics covered
How TFL and Medicare coordinatePart B requirementPharmacy coverageOverseas coverage