Benefits & Extras
Telehealth
Quick answer
Telehealth is a covered virtual visit — by video or phone — with a Medicare-approved provider. Most Medicare Advantage plans include broad telehealth benefits.
Plain-English definition
Behavioral-health telehealth has expanded permanently under Medicare rules.
Why it matters
Telehealth improves access, especially in rural areas or for mobility-limited members.
A simple example
You see your PCP via video for a $0 or low copay.
Common mistakes & misconceptions
Related terms
Primary Care Doctor (PCP)
A primary care doctor (PCP) is the physician who coordinates your routine care. Most HMOs require you to select a PCP and get referrals through them.
Specialist
A specialist is a doctor with focused training in a specific area, like cardiology or dermatology. Some plans require a referral from your PCP before seeing one in-network.
Medicare Part B
Medicare Part B is the medical insurance half of Original Medicare. It covers doctor visits, outpatient care, preventive screenings, mental health services, and durable medical equipment.
Frequently asked questions
Is telehealth still covered?+
Yes for many services; specific coverage varies by plan and service.
Sources & references
📚 Where this information comes from
- Medicare.gov — official U.S. government site for people with Medicare ↗Primary source for benefits, enrollment periods, and plan comparison.
- CMS.gov — Centers for Medicare & Medicaid Services ↗Federal rulemaking, program updates, and official guidance.
- Social Security Administration — Medicare enrollment & premiums ↗Enrollment, premium withholding, and IRMAA determinations.
When you're ready, compare plans on your own terms
See Medicare Advantage plans from the insurance companies we represent, or walk the course with a licensed agent whenever you'd like a second set of eyes.
We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.
Medicare Caddies is an independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.