Plan Documents
Plan Finder
Quick answer
The Plan Finder is the official Medicare.gov tool for comparing Medicare Advantage, Part D, and Medigap options in your ZIP code, including estimated costs based on your drugs and pharmacies.
Plain-English definition
It's operated by CMS and reflects all plans available in your area.
Why it matters
It's the neutral, government-run baseline for comparing plans.
A simple example
You enter your ZIP and drugs on the Plan Finder to see side-by-side plan estimates.
Common mistakes & misconceptions
Related terms
Medicare Advantage (Part C)
Medicare Advantage, also called Part C, is a way to receive your Medicare benefits through a private insurance plan approved by Medicare. Plans bundle Part A and Part B, usually include Part D drug coverage, and often add dental, vision, and hearing.
Medicare Part D
Medicare Part D is prescription drug coverage sold by private insurance companies approved by Medicare. You get it either as a stand-alone drug plan (PDP) with Original Medicare or bundled inside most Medicare Advantage plans.
Medigap
Medigap — also called Medicare Supplement insurance — is a private policy that pays some of the out-of-pocket costs Original Medicare leaves behind, like the Part B 20% coinsurance and Part A hospital deductible.
Frequently asked questions
Is Plan Finder the same as an agent's tool?+
No — Plan Finder is government-run; agents use carrier-specific tools.
Sources & references
📚 Where this information comes from
When you're ready, compare plans on your own terms
See Medicare Advantage plans from the insurance companies we represent, or walk the course with a licensed agent whenever you'd like a second set of eyes.
We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.
Medicare Caddies is an independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.