Plans
I-SNP (Institutional SNP)
Quick answer
An I-SNP is a Special Needs Plan for people who live in a long-term care facility or need that level of care at home for 90+ days.
Plain-English definition
I-SNPs coordinate on-site clinical care with the facility.
Why it matters
They can reduce hospitalizations by providing dedicated clinical staff.
A simple example
A resident in a skilled nursing facility joins an I-SNP that has a nurse practitioner on-site.
Common mistakes & misconceptions
Related terms
SNP (Special Needs Plan)
A Special Needs Plan (SNP) is a Medicare Advantage plan designed for people who fit a specific profile: dual-eligible (D-SNP), chronic condition (C-SNP), or institutionalized (I-SNP).
Skilled Nursing Facility (SNF)
A Skilled Nursing Facility (SNF) provides short-term rehab and skilled care after a qualifying hospital stay. Under Original Medicare, Part A covers up to 100 days of SNF care per benefit period with cost-sharing after day 20.
Frequently asked questions
Can I keep my facility?+
Yes — I-SNPs are built around specific facilities or providers.
Sources & references
📚 Where this information comes from
- Medicare.gov — official U.S. government site for people with Medicare ↗Primary source for benefits, enrollment periods, and plan comparison.
- CMS.gov — Centers for Medicare & Medicaid Services ↗Federal rulemaking, program updates, and official guidance.
- Social Security Administration — Medicare enrollment & premiums ↗Enrollment, premium withholding, and IRMAA determinations.
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We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.
Medicare Caddies is an independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.