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Hole 4 ยท Common mistakes

The Sand Trap

๐ŸŒ๏ธ You don't want to end up here.

Quick Answer

The traps that cost beneficiaries the most โ€” and how to avoid them.

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  • ๐Ÿ“–Late Enrollment PenaltyDefinitions ยท Costsโ†’
  • ๐Ÿ“–Creditable CoverageDefinitions ยท Enrollmentโ†’
  • โ“Do I need Medicare Part D?Questions ยท Drugsโ†’
  • โ“Do I need to enroll in Medicare if I'm still working?Questions ยท Working Past 65โ†’
  • ๐ŸงฎLate Enrollment Penalty CalculatorCalculators ยท Costsโ†’
โ† Hole 3: The FairwayHole 5: The Clubhouse โ†’
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๐ŸŒ๏ธ Your Caddie for the Long Game โ€” whether you enroll online or with a licensed agent, you'll have a dedicated Medicare Caddie available year-round for questions, reviews, and life changes. Learn more.

Medicare Caddies is an independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We help compare Medicare Advantage plans from the insurance companies we represent, and we don't offer every plan available in your area.